Tuesday, 7 October 2008

What a week!

Tuesday, 7 October 2008
Firstly an update on MIL, she's now home, she came out of hospital yesterday. It's going to be a long healing process and nobody knows how much use she will regain of the leg but she's much happier now she's out of hospital.

DH is much more relaxed now he knows she's home. He had to go and make a statement for the police this morning as there will be a trial. The car driver jumped a red light and hit the motorcyclist who in turn hit MIL (or at least the bike did). I understand he faces a jail term and also there will be a significant compensation claim.

DH is due home tomorrow afternoon and then back at work on Monday. He'll have a days rest at home alone on Thursday and then we'll spend the weekend together as a family working on getting life back to normal.

To top off my fantastic week I was driving to work on Thursday, stopped at a roundabout in a queue of traffic and the guy behind me failed to stop and smashed into the back of my car. Lia was scared but unhurt,I sustained minor whiplash and the car has been written off (he hit us hard!)

I'm now negotiating with the insurance who want to give me a lot less money than I will need to replace the car and we just cannot afford a shortfall at the moment. The last thing I want to do is empty our savings to replace the car so I shall fight them all the way.

It makes me really angry that my car was insured for £6,500 but they only want to give me £2,500. I paid premiums based on the first value but they will pay me what they say is the market value. I just don't understand it. Anyway we'll see what happens but I could really do without all of this right now.

On a lighter note, I had a lovely weekend, did some retail therapy and got some crafting done so it's not all bad. Oh and did I mention DH is home tomorrow? I'm so, so happy about that.

3 comments:

Ginnie said...

Sorry to hear about your car, hope you get it sorted with the insurance - what a pain.

Sheila said...

What a PITA about your car, but glad to hear your MIL is home and that DH will be home with you tomorrow.
I don´t understand about car insurance values either! It´s not right!! Fight (in a Harry Hill voice) - Go Joy Go!

Erin said...

You are having a rough time with things lately. {{{hugs}}}

 

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